Buying a Home: Why You Need a Real Estate Attorney

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Buying a Home: Why You Need a Real Estate Attorney

When I bought my first home, I basically signed whatever was placed in front of me. The idea of becoming a homeowner overshadowed any concerns that I might have. Besides, the agent seemed to know just what needed to be done. It was only later that I learned there was some confusion about the location of the property lines. Two years and several thousand dollars later, I finally got things straightened out. When I bought my second home, you can bet that I had a real estate attorney by my side. Everything was checked and double-checked before I signed anything If you are thinking about buying a home, take nothing for granted. Let me tell you more about my experience and why you need your own legal counsel. In the long run, you'll save a lot of time and trouble.

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Saving Up To Buy A Home? Cut Your Monthly Expenses By Finding An Ideal Apartment

Renting an apartment has its advantages, but owning a home may be your long-term goal. This means you will want to save up money for a down payment and to handle any immediate or unexpected costs. Instead of earning more money, you can save money by finding an apartment that meshes with this goal.

Get Insurance Quotes

It is helpful to get insurance quotes when you are looking around at apartments. For instance, a landlord may request that you carry renter's insurance, which is excellent coverage to have for peace of mind, but how much you will have to pay can greatly depend on the specific area you are looking at. You may be interested in several apartments and notice that one unit provides lower premiums by a decent margin. You can do the same thing with car insurance premiums to further improve your overall savings.

Find Paid Utilities

An apartment in which you must pay the utilities is fine, but it does come with some uncertainty. Spring and fall might have you spending very little on the electricity bill because you do not need to run the air conditioner or heater as often, but summer and winter could be the exact opposite. Finding an apartment that takes the uncertainty away by paying the utilities for you can lead to additional savings. This is also ideal because you will not have to worry about fluctuations in prices for water, trash, gas, or electricity.

Lock in a Long Lease

It might be tempting to find an apartment with a short lease because you will have the freedom to move out if you do not end up falling in love with the area. But, if your primary goal is to save money for buying a home, you should put a lot of time and effort into researching because one of the best things that you can do is signing a long lease. A lengthy lease is your best chance for saving money on the monthly rent.

While you might be able to get a solid rate for a one-year lease, you may be able to negotiate with the landlord to save even more money by going for a two-year lease instead. Locking in the monthly rent for two years will also prevent you from having to worry about increases in rent for the entire time.

Using these tips to find an apartment will make it easy to save money for a home. For more information, you will want to contact a company such as Steve Cohn - Keller Williams Realty - Petaluma.